tabb, Kenyan Fintech Launches East Africa's First Large-Scale Fuel Credit Line for Transport and Logistics Firms
Kenyan fintech tabb has introduced a structured fuel financing solution for fleet operators and logistics firms, developed in partnership with Galana Energies and operational across its East African service stations.
enyan fintech firm tabb has introduced what it describes as Kenya's first large-scale fuel credit line, offering a structured financing solution for fleet operators, transporters, and logistics companies struggling with the working capital pressures of rising fuel costs.
The facility, developed in partnership with Galana Energies Limited, is already operational across Galana's network of service stations in East Africa.
The model works through a revolving credit line issued by partner banks via tabb's platform. Once approved, businesses can draw on the facility directly at any Galana service station across the region.
The supplier receives immediate payment at the point of sale, while the business repays the bank over an agreed period of between 30 and 90 days, with the credit structured on an interest-free basis.
The launch addresses a financing gap that has long constrained the transport and logistics sector. For many operators, the challenge is not simply the cost of fuel but the significant amount of working capital required upfront to keep fleets running before revenue from deliveries and contracts is received.
The arrangement also eliminates informal supplier credit agreements that have historically strained relationships across the transport value chain.
tabb Director of Mobility Don Okoth framed the launch as a direct expression of the company's market role. "Suppliers get paid on the day. Businesses get the fuel they need. And the informal credit arrangements that have held this sector back begin to give way to something that actually works," he said.
tabb CEO Mesh Alloys described the partnership as a turning point for how the industry finances one of its largest operating expenses. "Credit should be a tool for growth, not a burden, and that is exactly what we are making it," he said, adding that the initiative marks the moment tabb's trade credit network moves from enabling transactions to fundamentally reshaping how the transport and logistics industry accesses finance.
The fuel credit line forms part of tabb's broader strategy to build credit infrastructure across East Africa.
Beyond fuel, the company is expanding its bank-issued credit network into additional sectors including hardware, pharmaceuticals, and retail, positioning itself as a platform that connects banks, suppliers, and businesses to ensure credit flows where it is most needed.
